The court attempts to reduce fraud and deceit by people claiming to be a legit non-attorney service. I have been preparing bankruptcy for over twenty-five years. This is a very important process.
NOTICE TO DEBTOR BY NON-ATTORNEY BANKRUPTCY PETITION PREPARER
[Must be filed with any document(s) prepared by a bankruptcy petition preparer.]
I am a bankruptcy petition preparer. I am not an attorney and may not practice law or give legal advice. Before preparing any document for filing as defined in § 110(a)(2) of the Bankruptcy Code or accepting any fees, I am required by law to provide you with this notice concerning bankruptcy petition preparers. Under the law, § 110 of the Bankruptcy Code (11 U.S.C. § 110), I am forbidden to offer you any legal advice, including advice about any of the following:
• whether to file a petition under the Bankruptcy Code (11 U.S.C. § 101 et seq.);
• whether commencing a case under chapter 7, 11, 12, or 13 is appropriate;
• whether your debts will be eliminated or discharged in a case under the Bankruptcy Code;
• whether you will be able to retain your home, car, or other property after commencing a case under the Bankruptcy Code;
• the tax consequences of a case brought under the Bankruptcy Code; • the dischargeability of tax claims;
• whether you may or should promise to repay debts to a creditor or enter into a reaffirmation agreement with a creditor to reaffirm a debt; • how to characterize the nature of your interests in property or your debts; or
• bankruptcy procedures and rights.
[The notice may provide additional examples of legal advice that a bankruptcy petition preparer is not authorized to give.] In addition, under 11 U.S.C. § 110(h), the Supreme Court or the Judicial Conference of the United States may promulgate rules or guidelines setting a maximum allowable fee chargeable by a bankruptcy petition preparer. As required by law, I have notified you of this maximum allowable fee, if any, before preparing any document for filing or accepting any fee from you.